Paying later with Klarna.
Contact: Monday to Friday: 9 am – 6 pm ET. 844-KLARNA1 (844-552-7621)
Choose one of our payment options when shopping at your favorite retailers. Split the purchase into manageable installments or 3–36 month financing.
Please note: Orders made with Klarna can take 7-10 days to process.
Interest-free installments.
Spread the cost of your purchase into 4 interest-free installments that are charged from your card every 2 weeks.
At the retailer’s checkout
Select the option to pay later in 4 interest-free installments and enter your debit or credit card information. It’s as simple as when making any other card purchase.
When the order is shipped
After the retailer confirms that the order is on its way we will charge your card for the first quarter amount. We’ll send you a notification once the payment has been processed.
Every 2 weeks
Every other week we will automatically charge your card 1/4 until the full order amount has been paid. You will be informed ahead of time.
No interest. No fees.
It’s not too good to be true. We partner with trusted retailers to give you the best payment alternatives.
- A new way to pay. An alternative to credit to help ease cost barriers.
- 4 installments gives you the flexibility to shop without added fees.
3–36 month financing.
This easy and transparent credit option provides you with a revolving account that allows you to shop seamlessly with merchants that accept Klarna.
At the retailer’s checkout
Select to pay later with financing and choose your preferred payment plan. You’ll be informed of an annual interest rate upfront before you complete the transaction.
One-time credit agreement
Complete a simple, 4-step credit application with top-of-mind information. You will know instantly if you are approved and can complete the order right away.
The monthly payments
You will make the monthly payment online or in our app using bank transfer or card payments. We will notify when it’s time to make the payment each month.
As simple as any other payment.
With the instant credit decision, you can complete the purchase directly with full transparency.
- The simplest one-time sign-up process you’ve ever used.
- Get a full overview online or in our app of your payments.
How long does it take to ship with Klarna?
Shipping typically is 7-10 business days. It can be longer if there is a holiday due to bank hours.