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Klarna

Paying later with Klarna.

Choose one of our payment options when shopping at your favorite retailers. Split the purchase into manageable installments or 3–36 month financing.

Interest-free installments.

Spread the cost of your purchase into 4 interest-free installments that are charged from your card every 2 weeks.

At the retailer’s checkout

Select the option to pay later in 4 interest-free installments and enter your debit or credit card information. It’s as simple as when making any other card purchase.

When the order is shipped

After the retailer confirms that the order is on its way we will charge your card for the first quarter amount. We’ll send you a notification once the payment has been processed.

Every 2 weeks

Every other week we will automatically charge your card 1/4 until the full order amount has been paid. You will be informed ahead of time.

3–36 month financing.

This easy and transparent credit option provides you with a revolving account that allows you to shop seamlessly with merchants that accept Klarna.

At the retailer’s checkout

Select to pay later with financing and choose your preferred payment plan. You’ll be informed of an annual interest rate upfront before you complete the transaction.

One-time credit agreement

Complete a simple, 4-step credit application with top-of-mind information. You will know instantly if you are approved and can complete the order right away.

The monthly payments

You will make the monthly payment online or in our app using bank transfer or card payments. We will notify when it’s time to make the payment each month.